Tag: tidbit

What Impacts Your Car Insurance Premium?

What Impacts Your Car Insurance Premium?

info MASTER 2

Wow, is there a lot of information on this infographic.  Not only is there a lot, but it is printed very, very tiny.  There is too much to go through in one post, and you’ll have to enlarge the image to see the detail, but it is worth it to see all the things that can impact your car insurance premium.

Some Highlights

Wheel/tire in the center branches out into sections like insurance history, coverage levels, gender, age, martial status, location, driving record, make or model of a car, vehicle use and credit history.  I’ll give you one tidbit from each “spoke” to provoke you to read all of them.

Insurance History

Insurers want to know if your previous policy was cancelled for non-payment?  Why?  You have to follow that thread on the graph.

Coverage Levels

Coverage limits and deductibles will affect your monthly rates – inspect the infographic to find out how.

Gender

Men have more accidents than women.  But does that mean their insurance premiums are higher?

Age

Some age groups are at higher risk and have to pay higher insurance premiums.

Marital Status

Married people have lower rates.

Location

Where you live, drive and park your car matters.

Driving Record

Drivers with previous violations prove to be higher risks which means their rates will be higher as well.

Make or Model of Your Car

Insurers consider the risk of theft, cost of the car and repairs, and overall safety record when determining rates.

Vehicle Use

The more you drive, the higher your risk, and the higher your rate.

Credit History

Your credit score helps determine your insurance score.

Big Items

Cell phone use while driving is popped out and you’re given a lot of information on that.  Same with speeding.

The Golden Rules

Comparison shop, pay your bills on time, keep your house in shape and drive responsibly.  All these things will help you save money on your car insurance.

Scorecard

Design:  C

TOO MUCH TINY TYPE!  The idea is good, but they could have gotten the idea across in a way that would be easier to read.

Information:  A

This is all the information you need to know not only what affects your car insurance premium, but you can find out intuitively the steps you need to take to fix your insurance score by learning these facts.

Online Gaming Infographic – A Graphic, Visual History

Online Gaming Infographic – A Graphic, Visual History

photo

So, I have to admit I geeked out a little when I found out what this infographic was about.  I am not admitting to any large amounts of online gaming, or my vintage Atari buttons and t-shirts, or my SGI Dogfight-induced Carpal Tunnel in ’89, or anything like that, I just think it’s really interesting to learn about history.  History is important.  Right?  I guess I digress…

Online Gaming Timeline

This infographic is great-looking.  The header is just perfect, with its old-school feel, and the timeline set forth is impressive because of the sheer amount of research that went into it.  It lists the online games created since 1973 starting with Empire, the first networked multiplayer game, and ending in 2011 with the long-anticipated Duke Nukem Forever, which was so long-anticipated that it could never live up to fans expectations, and is thought largely to suck.

Online Gaming Sales

After the game information, including the year, the name of the game, the creator of the game, and a tidbit of information about each, there is a section on game sales.  It’s broken out by system, and the pie charts look like little Pac-Men.  The yellow part of the Pac-Man is the sum of the world’s sales in millions, and the red piece is America’s piece of the pie.  The grand total for the whole world in game sales is $3431.34 million dollars.  Is your mind blown yet?

The next section covers the top 10 games sales by publisher in millions – also showing the sum of America and the sum of the world.  Nintendo is the clear winner, with Sony a distant second.  The section right after that deals with the top 10 best-selling games of all time, broken into an “all games” category and an “online multiplayer only” category.  For “all games,” the big winner is Wii Sports, followed by Super Mario Brothers.  The best selling online multiplayer game?  Mario Kart, of course.

The Wrap-Up on Online Gaming

There are two more little sections – one with the total sales in units.  Check out the number.  Mind-boggling.  The last bit is a big old word cloud shaped like Pac-Man with names of games that were world-changers.  It’s fun to hunt for your favorite and see how big it is in comparison to others.

Design:  A+

The mix of classic video game graphics and the layout of the infographic work perfectly, and I honestly can’t think of any criticism for the look of the graphic.

Information:  A+

Everything you ever needed to know about online gaming, all wrapped up in a very big and fun to read infographic.

Source:  Online casino and online casino games from Silver Oak

High Street Shops – Rise and Fall Infographic

High Street Shops – Rise and Fall Infographic

high-street-britain-infographic

Britain’s High Street may have been hit by the recession, however this information-heavy infographic throws up some surprising tidbits on my fellow countrymen’s shopping habits. Before I get into the nitty gritty, I’ll confess I’m a Brit, though I now live in the US. I was born and raised ‘Oop Northe, but exported myself to the lager-drinking ‘Sarf and raised some Essex boys and girls. With that off my chest, I can throw my mud without fear of the cries of rampant, regional prejudice.

Initial Reaction

I didn’t like it.

Pastel shades turn me off: you are supposed to be portraying information in a concise and attention grabbing fashion, so why use sickly shadow coloring? Be like the SAS (British Special Forces), whose motto is “He Who Dares Wins”, but this piece scored high on the wimp-o-meter with poor attention-grabbing power.

The interaction between the data bars for 2008 and 2010 underlined my initial lack of confidence. Indeed, I thought it looked suspiciously like a first, faded draft of a truncated London Underground tube map sans station names.

Information Reaction

When I started to look deeper into the information portrayed, I felt myself getting hooked. This kind of thing always does with me. My favorite part of the piece was the regional hotspots which, despite the pastel shading, clearly presented the information.

London has more restaurants than the rest of the country and of course, fine dining requires fine clothing, so London’s High Streets also boast more clothing stores. That makes sense to me.

The North-South divide is made clear with the number of fat people directly correlated with the concentration of takeaways (fast food for my American cousins), in the North of the country. Alas, as a Brit in the US, this only made me yearn for chips, mushy peas, pudding and gravy…twice!

One surprise for me was that the Welsh have such a higher concentration of pubs on their High Streets than the rest of the country, even London. This may have something to do with the state of Welsh rugby and the need to drown sorrows, but one glaring sign of whiteness was around London itself. Something didn’t ring true for me.  According to this infographic, London has the lowest concentration of the country.  Now I may be wrong on this, but I seriously must question the data on that, though if true, it is a shame this wasn’t highlighted and drawn out more.

Another surprise for me was that the hairy Scots have a higher incidence of hairdressers. I expect this can be explained by the need for all that Celtic hairiness creating demand.  However, it is usually the English who are viewed as more, shall we say ‘effeminate’, by our northern coiffured neighbors. This may also be explained by the parlous state of Scottish rugby at the moment, with husbands and boyfriends losing huge bets with wives and girlfriends. Long may that continue.

Design: C-

A lack of boldness, sickly colors and the London Underground-style comparative chart just turned me off. What saved this from an F were the 6 regional hotspot maps of the country.

Information: A+

Loved the information with the regional hot spot maps. Could have drawn out some of the big points a little more, but in a way this was a good thing because it made me curious. In other words, it gave me just enough to leave me wanting more.

via:  simplybusiness.co.uk/knowledge from simplybusiness.co.uk

 

Identity Theft Facts and Figures

Identity Theft Facts and Figures

Identity-theft-infographic

This gorgeous graphic, provided by blog.kgbpeople.com should give you a reason to be worried about identity theft if you weren’t already. If you thought that the advent of services like Lifelock have reduced identity theft in the U.S. over the past several years, I advise you to think again. According to this eye-opening graphic, identity theft has been on the rise since 2003. In 2003, a “mere” 10.1 million people found themselves the victims of identity theft. That number had been steadily decreasing until 2008 rolled around, when it began to balloon again. In 2009, 11.1 million people were the victim of identity theft.

Here’s are some stats sure to rattle your bones a bit. One in ten American consumers is the victim of identity theft, and 1.6 million households have had their bank accounts/and or debit cards stolen. The average taken from each identity theft victim amounts to $4,841. And the out-of-pocket cost to recover this money? $851 to $1,378. Now, here’s a tidbit sure to surprise you. About 50% of people learn their identities are stolen three months after the day of the crime. In horrid cases, 15% of victims didn’t learn that their identities had been compromised for four or more years. Here’s a scary piece of information to chew on: 70% of Americans have trouble removing negative information stemming from the theft of their credit reports.

The following stats also caught me by surprise:
–25.9 million Americans carry identity theft insurance (I thought it was less, and I also now wonder how many of them also pay companies like Lifelock to protect them).
–43% of people who have their identity stolen know the person who stole it. I find that stat rather telling.

Grading Scorecard

Design: A

The top portion of the graphic has a sort of “Andy Warhol thing” going on which I found appealing. A brown, light blue, aqua color scheme permeates through the graphic and gives it a unique, artsy feel.

Content: A-

There is no shortage of facts here, and to be more precise, there is no shortage of disturbing facts. If the purpose of this graphic is to make you worry a little about identity theft, I would say the graphic accomplishes that feat rather well. Overall, a superb graphic. In some ways, this graphic actually serves a public service. The makers deserve high praise for the time and effort spent to create this graphic.