Tag: inception

The History of the FDIC

The History of the FDIC

bk-fdic-Infographic

This infographic is hard to read on our page, but it is chock full of interesting information.  Too bad it’s too hard to read.

Information About the FDIC

FDIC stands for Federal Deposit Insurance Corporation.  It was established in 1933 by the Banking Act of 1933 and then the Banking Act of 1935 gave the FDIC the authority to get financial information from all insured, state-charted banks not supervised by the Federal Reserve.  The FDIC is an independent agency of the federal government.  In 1934 their role was to insure each depositor to at least $2,500 per insured bank.  Today the number  is $250,000.  This all came about because of bank failures that followed the Great Depression.  Since its inception, the FDIC is proud that not a single penny of insured funds has been lost.

 In the Past

The first US Bank was chartered in 1791.  In 1819 the federal government required all banks to provide regular banking reports.  In 1836 federal law gave the Secretary of the Treasury the authority to collect information on state banks that were used as federal depositories.  In 1934 the FDIC opened and began to publish annual statistics on the banking industry.  Between 1935 and 954 the data and statistics were formalized and more complex studies were requested.  In 1960 the FDIC began computerization.  In 1972 reports became available to the public, and in 1993 the FDIC’s information became available online.

The Present

The FDIC today examines and supervises over 4,900 banks for “operational safety and soundness” to maintain compliance with various consumer protection laws that require banks to help meet the financial needs of consumers.  The FDIC has an insurance fund used to cover losses from bank failures.

What it Means to You

FDIC-insured institutions are growing, which means that your money could be safer, as long you deposit your money in an FDIC-insured bank.

Scorecard

Design: C

Pretty blue, but kind of boring.  I did like in the “past” part where they put the dates on pennies.  Clever.  The rest of the graphics are uninspiring.

Information: B

A great informative infographic, if you have no idea what the FDIC is.

Source: FDIC history from Nationwide Bank

The Economics of the Drug Trade and War on Drugs

The Economics of the Drug Trade and War on Drugs

drug-wars-infographic

This graphic, created by Credit Loan,  gives us a great deal of information about the war on drugs, and interjects its opinions as well, creating a highly intriguing infographic from a content perspective.  The first part of the graphic discusses how much money has been spent on fighting the “war” and where that money has gone. One of the things that stands out is that much more money has been spent locking people up in prisons for drug use rather than on prevention, unless you count locking people away as a preventive measure, and that certainly can be argued.  Although, I would argue that  putting people behind bars as a deterrent isn’t as strong as showing the damaging effects that certain drugs can have on your health, and clearly not nearly as much money is being spent on anti-drug marketing campaigns as it is on incarceration.

The $121 billion spent on finding and arresting non-violent drug offenders must be lumped together with the $450 billion spent on incarnating them in private and federal prisons.  That brings the total used to fight the drug war via arresting people to a whopping $571 billion, which is rather higher than the 33 million spent on the largely ineffective “Just Say No” campaigns. All in all, about 1 trillion dollars has been spent in the last 40 years fighting this war. And all of that 1 trillion comes from U.S. tax payers. According to the graphic, despite the huge amount in spending (that increases year after year), the amount of drugs flowing into the U.S. has not decreased.

Ok, so this war has cost the U.S. about a trillion since 1971, but how much did it cost the country last year? 15 billion. And the proposed 2011 budget is 15.5 billion.  So, the budget is continuing its steady climb upward since its inception in 1971.

The last portion of the graphic breaks down drug importation and exportation by country. The U.S. is the world’s largest consumer of drugs (woohoo!). It also imports, exports, and sells $460 billion of them per year.  Ready for the grading portion? Then lace that paper in your hand with acid, take a lick, and look below. You’re going to need drugs when you’re done reading our analysis.

Design: C

This infographic certainly has an edge to it, but that edge isn’t found in the design. An intentionally plain color scheme comes with a disadvantage; it will probably never be considered as grand as a bright and colorful scheme.

Content: A-

I thought this graphic’s content was strong, to be honest. It seems infographics filled predominately with strong opinions about a topic are a rarity.

Download this infographic.

Embed Our Infographic On Your Site!

Food of the Summer Infographic

Food of the Summer Infographic

Food of the summer

Ah summertime. A time for good-old-fashioned summer food and summertime fun. Now, the focus of this graphic is on summer food in the United States, but it could just have easily been about summer food and summer fun, as you can’t have one without the other. Well, at least not where I come from. Let’s dive a bit into some of the facts presented in the infographic now, which as a food fan, I found rather interesting.

According to the graphic, the most popular days for grilling are Labor Day, Memorial Day, and the 4rth of July. Going deep into the numbers:
–A whopping 82% of U.S. household own a grill or smoker
–45% of grill owners use their grill at least 1-2 times per week during peak summer months. None like to waste their investment. “If you have a grill, use it.” That seems to be the mantra
–167,700,000 of grills were shipped in 2009, up from the amount shipped the previous year, which means Americans are getting “grillier.”

There were some things I was surprised by. Apparently, when a person is in a group, he eats more than he does when he is alone. Meals eaten with other people were 33% larger than meals eaten alone. If you want to know why so many Americans are overweight, look no further than that stat, or look at the fact that over 14 MLB baseball stadiums have all-you-can eat items. Speaking of the Major Leagues, according to the graphic, Major League Eating (MLE) champions are eating more these days. Since its inception in 1916, the number of hotogs eaten at the Nathan’s Famous Hotdog Eating contest has been increasing every year. Our appetites, for whatever reason, are getting bigger. People also love to eat at fairs according to the graphic, and record crowds are showing up to buy food at the events, even in a down economy.

Let there be no argument then. Americans are eating more, and will probably continue to eat more with every passing year.

Infographics Scorecard

Design: A-

The graphic has a fun, amusement park style feel to it, which is appropriate. My one knock on this graphic is that it feels cluttered.  There’s a bit too much going on, and the various sections of the graphic aren’t presented logically. Other graphics we’ve shown on this site have a more linear approach.  This graphic is just a jumble of different food and food consumption facts.

Content: A

Some great fact-finding herein.  The creators of this graphic went out of their way to find unusual facts about people’s summer eating habits.  They didn’t just take the easy way out and find some boring, over-done stats.  Instead, they dug up information that surprised me and I’m sure surprised most readers.  They should be commended for that!

Creative Director/Designer: Josh Weston (www.joshaweston.com)

Designer: James Sansoterra (www.jsanso.com)

Company: MS&L Group (www.mslworldwide.com)